Terms & Conditions
Welcome to MIA Inc (“Company”, “we”,“our”, “us”)!
These Terms of Service (“Terms”, “Terms of Service”) govern your use of ourwebsite located at www.mcalvanyintelligenceadvisor.com(together or individually“Service”) operated by MIA Inc.
If you do not agree with (or cannot comply with) Agreements, then you may notuse the Service, but please let us know by emailing [email protected] so we can try to find a solution. TheseTerms apply to all visitors, users and others who wish to access or useService.
By using our Service, you agree to subscribe to newsletters, marketing or promotional materials and other information we may send. However, you may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or by emailingat [email protected]
If you wish to purchase any productor service made available through Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase including but not limitedto, your credit or debit card number, the expiration date of your card, your billing address, and your shipping information.
You represent and warrant that: (i) you have the legal right to use any card(s)or other payment method(s) in connection with any Purchase; and that (ii) the information you supply to us is true, correct and complete.
We reserve the right to refuse or cancel your order at any time for reasons including but not limited to: product or service availability, errors in the description or price of the product or service, error in your order or other reasons.
We reserve the right to refuse or cancel your order if fraud or an unauthorized or illegal transaction is suspected.
4. Contests, Sweepstakes and Promotions
Some parts of Service are billed on a subscription basis ("Subscription(s)"). You will be billed in advance on a recurring and periodic basis ("Billing Cycle"). Billing cycles will be set depending on the type of subscription plan you select when purchasing a Subscription.
At the end of each Billing Cycle, your Subscription will automatically renew under the exact same conditions unless you cancel it or MIA Inc cancels it. You may cancel your Subscription renewal either through your online account management page or by contacting [email protected] customer support team.
A valid payment method is required to process the payment for yoursubscription. You shall provide MIA Inc with accurate and complete billinginformation that may include but not limited to full name, address, state,postal or zip code, telephone number, and a valid payment method information.By submitting such payment information, you automatically authorize MIA Inc tocharge all Subscription fees incurred through your account to any such paymentinstruments.
Should automatic billing fail to occur for any reason, MIA Inc reserves theright to terminate your access to the Service with immediate effect.
6. Free Trial
MIA Inc may, at its sole discretion,offer a Subscription with a free trial for a limited period of time ("FreeTrial"). You may be required to enter your billing information in order tosign up for Free Trial.
If you do enter your billing information when signing up for Free Trial, youwill not be charged by MIA Inc until Free Trial has expired. On the last day ofFree Trial period, unless you cancelled your Subscription, you will beautomatically charged the applicable Subscription fees for the type ofSubscription you have selected.
At any time and without notice, MIA Inc reserves the right to (i) modify Termsof Service of Free Trial offer, or (ii) cancel such Free Trial offer.
7. Fee Changes
MIA Inc, in its sole discretion andat any time, may modify Subscription fees for the Subscriptions. AnySubscription fee change will become effective at the end of the then-currentBilling Cycle.
MIA Inc will provide you with a reasonable prior notice of any change inSubscription fees to give you an opportunity to terminate your Subscriptionbefore such change becomes effective.
Your continued use of Service after Subscription fee change comes into effectconstitutes your agreement to pay the modified Subscription fee amount.
We issue refunds for Contractswithin 14 days of the original purchase of the Contract.
Content found on or through thisService are the property of MIA Inc or used with permission. You may notdistribute, modify, transmit, reuse, download, repost, copy, or use saidContent, whether in whole or in part, for commercial purposes or for personalgain, without express advance written permission from us.
10. Prohibited Uses
You may use Service only for lawfulpurposes and in accordance with Terms. You agree not to use Service:
0.1. In any way that violates any applicable national or international law orregulation.
0.2. For the purpose of exploiting, harming, or attempting to exploit or harmminors in any way by exposing them to inappropriate content or otherwise.
0.3. To transmit, or procure the sending of, any advertising or promotionalmaterial, including any “junk mail”, “chain letter,” “spam,” or any othersimilar solicitation.
0.4. To impersonate or attempt to impersonate Company, a Company employee,another user, or any other person or entity.
0.5. In any way that infringes upon the rights of others, or in any way isillegal, threatening, fraudulent, or harmful, or in connection with anyunlawful, illegal, fraudulent, or harmful purpose or activity.
0.6. To engage in any other conduct that restricts or inhibits anyone’s use orenjoyment of Service, or which, as determined by us, may harm or offend Companyor users of Service or expose them to liability.
Additionally, you agree not to:
0.1. Use Service in any manner that could disable, overburden, damage, orimpair Service or interfere with any other party’s use of Service, includingtheir ability to engage in real time activities through Service.
0.2. Use any robot, spider, or other automatic device, process, or means toaccess Service for any purpose, including monitoring or copying any of thematerial on Service.
0.3. Use any manual process to monitor or copy any of the material on Serviceor for any other unauthorized purpose without our prior written consent.
0.4. Use any device, software, or routine that interferes with the properworking of Service.
0.5. Introduce any viruses, trojan horses, worms, logic bombs, or othermaterial which is malicious or technologically harmful.
0.6. Attempt to gain unauthorized access to, interfere with, damage, or disruptany parts of Service, the server on which Service is stored, or any server,computer, or database connected to Service.
0.7. Attack Service via a denial-of-service attack or a distributeddenial-of-service attack.
0.8. Take any action that may damage or falsify Company rating.
0.9. Otherwise attempt to interfere with the proper working of Service.
We may use third-party ServiceProviders to monitor and analyze the use of our Service.
12. No Use By Minors
Service is intended only for accessand use by individuals at least eighteen (18) years old. By accessing or usingService, you warrant and represent that you are at least eighteen (18) years ofage and with the full authority, right, and capacity to enter into thisagreement and abide by all of the terms and conditions of Terms. If you are notat least eighteen (18) years old, you are prohibited from both the access andusage of Service.
When you create an account with us,you guarantee that you are above the age of 18, and that the information youprovide us is accurate, complete, and current at all times. Inaccurate, incomplete,or obsolete information may result in the immediate termination of your accounton Service.
You are responsible for maintaining the confidentiality of your account andpassword, including but not limited to the restriction of access to yourcomputer and/or account. You agree to accept responsibility for any and allactivities or actions that occur under your account and/or password, whetheryour password is with our Service or a third-party service. You must notify usimmediately upon becoming aware of any breach of security or unauthorized useof your account.
You may not use as a username the name of another person or entity or that isnot lawfully available for use, a name or trademark that is subject to anyrights of another person or entity other than you, without appropriateauthorization. You may not use as a username any name that is offensive, vulgaror obscene.
We reserve the right to refuse service, terminate accounts, remove or editcontent, or cancel orders in our sole discretion.
14. Intellectual Property
Service and its original content(excluding Content provided by users), features and functionality are and willremain the exclusive property of MIA Inc and its licensors. Service isprotected by copyright, trademark, and other laws of and foreign countries. Ourtrademarks may not be used in connection with any product or service withoutthe prior written consent of MIA Inc.
15. Copyright Policy
We respect the intellectual propertyrights of others. It is our policy to respond to any claim that Content postedon Service infringes on the copyright or other intellectual property rights(“Infringement”) of any person or entity.
If you are a copyright owner, or authorized on behalf of one, and you believethat the copyrighted work has been copied in a way that constitutes copyrightinfringement, please submit your claim via email [email protected], with the subject line: “CopyrightInfringement” and include in your claim a detailed description of the allegedInfringement as detailed below, under “DMCA Notice and Procedure for CopyrightInfringement Claims”
You may be held accountable for damages (including costs and attorneys’ fees)for misrepresentation or bad-faith claims on the infringement of any Contentfound on and/or through Service on your copyright.
16. DMCA Notice and Procedure forCopyright Infringement Claims
You may submit a notificationpursuant to the Digital Millennium Copyright Act (DMCA) by providing ourCopyright Agent with the following information in writing (see 17 U.S.C512(c)(3) for further detail):
0.1. an electronic or physical signature of the person authorized to act onbehalf of the owner of the copyright’s interest;
0.2. a description of the copyrighted work that you claim has been infringed,including the URL (i.e., web page address) of the location where thecopyrighted work exists or a copy of the copyrighted work;
0.3. identification of the URL or other specific location on Service where thematerial that you claim is infringing is located;
0.4. your address, telephone number, and email address;
0.5. a statement by you that you have a good faith belief that the disputed useis not authorized by the copyright owner, its agent, or the law;
0.6. a statement by you, made under penalty of perjury, that the aboveinformation in your notice is accurate and that you are the copyright owner orauthorized to act on the copyright owner’s behalf.
You can contact our Copyright Agent via email [email protected]
17. Error Reporting and Feedback
You may provide us either directlyat [email protected] or via third party sites and toolswith information and feedback concerning errors, suggestions for improvements,ideas, problems, complaints, and other matters related to our Service(“Feedback”). You acknowledge and agree that: (i) you shall not retain, acquireor assert any intellectual property right or other right, title or interest inor to the Feedback; (ii) Company may have development ideas similar to theFeedback; (iii) Feedback does not contain confidential information orproprietary information from you or any third party; and (iv) Company is notunder any obligation of confidentiality with respect to the Feedback. In theevent the transfer of the ownership to the Feedback is not possible due toapplicable mandatory laws, you grant Company and its affiliates an exclusive,transferable, irrevocable, free-of-charge, sub-licensable, unlimited andperpetual right to use (including copy, modify, create derivative works,publish, distribute and commercialize) Feedback in any manner and for anypurpose.
18. Links To Other Web Sites
Our Service may contain links tothird party web sites or services that are not owned or controlled by MIA Inc.
MIA Inc has no control over, and assumes no responsibility for the content,privacy policies, or practices of any third party web sites or services. We donot warrant the offerings of any of these entities/individuals or theirwebsites.
YOU ACKNOWLEDGE AND AGREE THAT COMPANY SHALL NOT BE RESPONSIBLE OR LIABLE,DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE OR LOSS CAUSED OR ALLEGED TO BE CAUSEDBY OR IN CONNECTION WITH USE OF OR RELIANCE ON ANY SUCH CONTENT, GOODS ORSERVICES AVAILABLE ON OR THROUGH ANY SUCH THIRD PARTY WEB SITES OR SERVICES.
WE STRONGLY ADVISE YOU TO READ THE TERMS OF SERVICE AND PRIVACY POLICIES OF ANYTHIRD PARTY WEB SITES OR SERVICES THAT YOU VISIT.
19. Disclaimer Of Warranty
THESE SERVICES ARE PROVIDED BYCOMPANY ON AN “AS IS” AND “AS AVAILABLE” BASIS. COMPANY MAKES NOREPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THEOPERATION OF THEIR SERVICES, OR THE INFORMATION, CONTENT OR MATERIALS INCLUDEDTHEREIN. YOU EXPRESSLY AGREE THAT YOUR USE OF THESE SERVICES, THEIR CONTENT,AND ANY SERVICES OR ITEMS OBTAINED FROM US IS AT YOUR SOLE RISK.
NEITHER COMPANY NOR ANY PERSON ASSOCIATED WITH COMPANY MAKES ANY WARRANTY ORREPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY,QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES. WITHOUT LIMITING THEFOREGOING, NEITHER COMPANY NOR ANYONE ASSOCIATED WITH COMPANY REPRESENTS ORWARRANTS THAT THE SERVICES, THEIR CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGHTHE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THATDEFECTS WILL BE CORRECTED, THAT THE SERVICES OR THE SERVER THAT MAKES ITAVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE SERVICESOR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET YOURNEEDS OR EXPECTATIONS.
COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS ORIMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIESOF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.
THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED ORLIMITED UNDER APPLICABLE LAW.
20. Limitation Of Liability
EXCEPT AS PROHIBITED BY LAW, YOUWILL HOLD US AND OUR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS HARMLESS FORANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE, HOWEVERIT ARISES (INCLUDING ATTORNEYS’ FEES AND ALL RELATED COSTS AND EXPENSES OFLITIGATION AND ARBITRATION, OR AT TRIAL OR ON APPEAL, IF ANY, WHETHER OR NOTLITIGATION OR ARBITRATION IS INSTITUTED), WHETHER IN AN ACTION OF CONTRACT,NEGLIGENCE, OR OTHER TORTIOUS ACTION, OR ARISING OUT OF OR IN CONNECTION WITHTHIS AGREEMENT, INCLUDING WITHOUT LIMITATION ANY CLAIM FOR PERSONAL INJURY ORPROPERTY DAMAGE, ARISING FROM THIS AGREEMENT AND ANY VIOLATION BY YOU OF ANYFEDERAL, STATE, OR LOCAL LAWS, STATUTES, RULES, OR REGULATIONS, EVEN IF COMPANYHAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. EXCEPT ASPROHIBITED BY LAW, IF THERE IS LIABILITY FOUND ON THE PART OF COMPANY, IT WILLBE LIMITED TO THE AMOUNT PAID FOR THE PRODUCTS AND/OR SERVICES, AND UNDER NOCIRCUMSTANCES WILL THERE BE CONSEQUENTIAL OR PUNITIVE DAMAGES. SOME STATES DONOT ALLOW THE EXCLUSION OR LIMITATION OF PUNITIVE, INCIDENTAL OR CONSEQUENTIALDAMAGES, SO THE PRIOR LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.
We may terminate or suspend youraccount and bar access to Service immediately, without prior notice orliability, under our sole discretion, for any reason whatsoever and withoutlimitation, including but not limited to a breach of Terms.
If you wish to terminate your account, you may simply discontinue usingService.
All provisions of Terms which by their nature should survive termination shallsurvive termination, including, without limitation, ownership provisions,warranty disclaimers, indemnity and limitations of liability.
22. Governing Law
These Terms shall be governed andconstrued in accordance with the laws of Colorado, which governing law appliesto agreement without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not beconsidered a waiver of those rights. If any provision of these Terms is held tobe invalid or unenforceable by a court, the remaining provisions of these Termswill remain in effect. These Terms constitute the entire agreement between usregarding our Service and supersede and replace any prior agreements we mighthave had between us regarding Service.
23. Changes To Service
We reserve the right to withdraw oramend our Service, and any service or material we provide via Service, in oursole discretion without notice. We will not be liable if for any reason all orany part of Service is unavailable at any time or for any period. From time totime, we may restrict access to some parts of Service, or the entire Service,to users, including registered users.
24. Amendments To Terms
We may amend Terms at any time byposting the amended terms on this site. It is your responsibility to reviewthese Terms periodically.
Your continued use of the Platform following the posting of revised Terms meansthat you accept and agree to the changes. You are expected to check this pagefrequently so you are aware of any changes, as they are binding on you.
By continuing to access or use our Service after any revisions becomeeffective, you agree to be bound by the revised terms. If you do not agree tothe new terms, you are no longer authorized to use Service.
25. Waiver And Severability
No waiver by Company of any term orcondition set forth in Terms shall be deemed a further or continuing waiver ofsuch term or condition or a waiver of any other term or condition, and anyfailure of Company to assert a right or provision under Terms shall notconstitute a waiver of such right or provision.
If any provision of Terms is held by a court or other tribunal of competentjurisdiction to be invalid, illegal or unenforceable for any reason, suchprovision shall be eliminated or limited to the minimum extent such that theremaining provisions of Terms will continue in full force and effect.
BY USING SERVICE OR OTHER SERVICESPROVIDED BY US, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE ANDAGREE TO BE BOUND BY THEM.
27. Contact Us
Please send your feedback, comments,requests for technical support by email: [email protected]
The information provided by MIA Inc(“Company”, “we”, “our”, “us”) on www.mcalvanyintelligenceadvisor.com (the“Site”) is for general informational purposes only. All information on the Siteis provided in good faith, however we make no representation or warranty of anykind, express or implied, regarding the accuracy, adequacy, validity,reliability, availability, or completeness of any information on the Site.
The McAlvany Intelligence Advisor, edited by Donald S. McAlvany, is a monthlyanalysis of global economic, monetary, and geopolitical trends that impact thegold and precious metals markets. It is explicitly Christian, conservative, andfree-market in its perspective. Information contained herein has been carefullyselected from sources believed reliable, but absolute accuracy cannot beguaranteed.
UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGEOF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANYINFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANYINFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.
EXTERNAL LINKS DISCLAIMER
The Site may contain (or you may besent through the Site) links to other websites or content belonging to ororiginating from third parties or links to websites and features. Such externallinks are not investigated, monitored, or checked for accuracy, adequacy,validity, reliability, availability or completeness by us.
For example, the outlined Disclaimer has been created using PolicyMaker.io, afree web application for generating high-quality legal documents. PolicyMaker’sfree website disclaimer generator is an easy-to-use tool for creating anexcellent sample Disclaimer template for a website, blog, eCommerce store orapp.
WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THEACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITESLINKED THROUGH THE SITE OR ANY WEBSITE OR FEATURE LINKED IN ANY BANNER OR OTHERADVERTISING. WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FORMONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS ORSERVICES.
The Site may contain testimonials byusers of our products and/or services. These testimonials reflect the real-lifeexperiences and opinions of such users. However, the experiences are personalto those particular users, and may not necessarily be representative of allusers of our products and/or services. We do not claim, and you should notassume that all users will have the same experiences.
YOUR INDIVIDUAL RESULTS MAY VARY.
The testimonials on the Site are submitted in various forms such as text, audioand/or video, and are reviewed by us before being posted. They appear on theSite verbatim as given by the users, except for the correction of grammar ortyping errors. Some testimonials may have been shortened for the sake ofbrevity, where the full testimonial contained extraneous information notrelevant to the general public.
The views and opinions contained in the testimonials belong solely to theindividual user and do not reflect our views and opinions.
ERRORS AND OMISSIONS DISCLAIMER
While we have made every attempt toensure that the information contained in this site has been obtained fromreliable sources, MIA Inc is not responsible for any errors or omissions or forthe results obtained from the use of this information. All information in thissite is provided “as is”, with no guarantee of completeness, accuracy,timeliness or of the results obtained from the use of this information, andwithout warranty of any kind, express or implied, including, but not limited towarranties of performance, merchantability, and fitness for a particularpurpose.
In no event will MIA Inc, its related partnerships or corporations, or thepartners, agents or employees thereof be liable to you or anyone else for anydecision made or action taken in reliance on the information in this Site orfor any consequential, special or similar damages, even if advised of thepossibility of such damages.
LOGOS AND TRADEMARKS DISCLAIMER
All logos and trademarks of thirdparties referenced on www.mcalvanyintelligenceadvisor.com are the trademarksand logos of their respective owners. Any inclusion of such trademarks or logosdoes not imply or constitute any approval, endorsement or sponsorship of MIAInc by such owners.
Should you have any feedback,comments, requests for technical support or other inquiries, please contact usby email: [email protected]