McAlvany Intelligence Advisor
Terms & Conditions
Welcome to MIA 4.0 LLC (“Company”, “we”,“our”, “us”).
These Terms of Service (“Terms”, “Terms of Service”) govern your use of our website located at www.mcalvanyintelligenceadvisor.com (together or individually“Service”) operated by MIA 4.0 LLC.
If you do not agree with (or cannot comply with) Agreements, then you may not use the Service, but please let us know by emailing at customerservice @ mcalvanyintelligenceadvisor.com so we can try to find a solution. These Terms apply to all visitors, users and others who wish to access or use Service.
By using our Service, you agree to subscribe to newsletters, marketing or promotional materials and other information we may send. However, you may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or by emailing at customerservice @ mcalvanyintelligenceadvisor.com.
MIA 4.0 LLC uses the collected data for various purposes:
0.1. to provide and maintain our Service;
0.2. to notify you about changes to our Service;
0.3. to allow you to participate in interactive features of our Service when you choose
to do so;
0.4. to provide customer support;
0.5. to gather analysis or valuable information so that we can improve our Service;
0.6. to monitor the usage of our Service;
0.7. to detect, prevent and address technical issues;
0.8. to fulfill any other purpose for which you provide it;
0.9. to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection;
0.10. to provide you with notices about your account and/or subscription,including expiration and renewal notices, email-instructions, etc.;
0.11. to provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or inquired about unless you have opted not to receive such information;
0.12. in any other way we may describe when you provide the information;
0.13. for any other purpose with your consent.
4. Contests, Sweepstakes and Promotions
Some parts of Service are billed on a subscription basis ("Subscription(s)"). You will be billed in advance on a recurring and periodic basis ("Billing Cycle"). Billing cycles will be set depending on the type of subscription plan you select when purchasing a Subscription.
At the end of each Billing Cycle, your Subscription will automatically renew under the exact same conditions unless you cancel it or MIA 4.0 LLC cancels it. You may cancel your Subscription renewal either through your online account management page or by contacting customerservice @ mcalvanyintelligenceadvisor.com customer support team.
A valid payment method is required to process the payment for your subscription. You shall provide MIA 4.0 LLC with accurate and complete billing information that may include but not limited to full name, address, state,postal or zip code, telephone number, and a valid payment method information. By submitting such payment information, you automatically authorize MIA 4.0 LLC to charge all Subscription fees incurred through your account to any such payment instruments.
Should automatic billing fail to occur for any reason, MIA 4.0 LLC reserves the right to terminate your access to the Service with immediate effect.
6. Trial Subscriptions
MIA 4.0 LLC may, at its sole discretion, offer a Subscription with a free trial or paid trial for a limited period of time ("Free Trial" & "Paid Trial"). You may be required to enter your billing information in order to sign up for a Free Trial and a Paid Trial.
If you do enter your billing information when signing up for Free Trial, you will not be charged by MIA 4.0 LLC until Free Trial has expired. If you enter your billing information when signing up for a Paid Trial at a discounted price, you will be charged for the Paid Trial amount for the specified Paid Trial period. On the last day of Free Trial and Paid Trial period, unless you cancel your Subscription, you will be automatically charged the applicable Subscription fees for the type of Subscription selected. No refunds will be given for subsequent charges that arise as a result of Free Trails or Paid Trials.
At any time and without notice, MIA 4.0 LLC reserves the right to (i) modify Terms of Service of the Free Trial and Paid Trial offer, or (ii) cancel such Free Trial and Paid Trail offers.
7. Fee Changes
MIA 4.0 LLC, in its sole discretion and at any time, may modify Subscription fees for the Subscriptions. Any Subscription fee change will become effective at the end of the then-current Billing Cycle.
MIA 4.0 LLC will provide you with a reasonable prior notice of any change in Subscription fees to give you an opportunity to terminate your Subscription before such change becomes effective.
8. Fees, Refunds and Charges
All subscribers must acknowledge that all subscription fees are charged automatically on a recurring basis until the subscriber cancels their subscription (monthly, quarterly and annual plans). Subscribers may cancel their subscription by logging into their customer portal. Please keep in mind that you are solely responsible for properly canceling your account via your customer portal. To contact McAlvany Intelligence Advisor directly, you must email support at least 24 hours before the payment due date. You can also contact support at customerservice @ mcalvanyintelligenceadvisor.com if you are having difficulty or need help.
We issue refunds for brand new subscribers within 3 days of the original purchase of the product/service. This can be requested via customerservice @ mcalvanyintelligenceadvisor.com. All other McAlvany Intelligence Advisor subscriptions are non-refundable; no refunds will be issued. McAlvany Intelligence Advisor does not offer prorated refunds for cancelled subscription plans. There will be no refunds or credits for partial months of service, upgrade/downgrade refunds, or refunds for months unused with an open account. In order to treat everyone equally, no exceptions will be made. Refunds will not be issued for existing customers who request refunds in order to sign up for promotions that McAlvany Intelligence Advisor may run from time to time and applies to brand new subscriptions within 3 days of the original purchase. Under no conditions will McAlvany Intelligence Advisor issue refunds for promotional subscriptions or discounted subscriptions. Subscriptions are monthly, quarterly and annual plans, are recurring and will automatically renew after the end of each paid subscription period by default unless otherwise specified by the customer during purchase or afterward via the customer login portal.
Content found on or through this Service are the property of MIA 4.0 LLC or used with permission. You may not distribute, modify, transmit, reuse, download, repost, copy, or use said Content, whether in whole or in part, for commercial purposes or for personal gain, without express advance written permission from us.
11. No Use By Minors
Service is intended only for access and use by individuals at least eighteen (18) years old. By accessing or using Service, you warrant and represent that you are at least eighteen (18) years of age and with the full authority, right, and capacity to enter into this agreement and abide by all of the terms and conditions of Terms. If you are not at least eighteen (18) years old, you are prohibited from both the access and usage of Service.
McAlvany Intelligence Advisor, edited by Donald S. McAlvany, is a monthly analysis of economic, monetary, and geopolitical developments on a global scale and their domino effect on our country, free enterprise system, families, and finances. It is explicitly Christian, conservative, and free-market in its perspective. Information contained herein has been carefully selected from sources believed reliable, but absolute accuracy cannot be guaranteed.
UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.
The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability or completeness by us.
WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBSITE OR FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.
EXTERNAL LINKS DISCLAIMER
The Site may contain testimonials by users of our products and/or services. These testimonials reflect the real-life experiences and opinions of such users. However, the experiences are personal to those particular users, and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume that all users will have the same experiences.
YOUR INDIVIDUAL RESULTS MAY VARY.
The testimonials on the Site are submitted in various forms such as text, audio and/or video, and are reviewed by us before being posted. They appear on the Site verbatim as given by the users, except for the correction of grammar or typing errors. Some testimonials may have been shortened for the sake of brevity, where the full testimonial contained extraneous information not relevant to the general public.
The views and opinions contained in the testimonials belong solely to the individual user and do not reflect our views and opinions.
While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, MIA 4.0 LLC is not responsible for any errors or omissions or for the results obtained from the use of this information. All information in this site is provided “as is”, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose.
In no event will MIA 4.0 LLC, its related partnerships or corporations, or the partners, agents or employees thereof be liable to you or anyone else for any decision made or action taken in reliance on the information in this Site or for any consequential, special or similar damages, even if advised of the possibility of such damages.
ERRORS AND OMISSIONS DISCLAIMER
All logos and trademarks of third parties referenced on www.mcalvanyintelligenceadvisor.com are the trademarks and logos of their respective owners. Any inclusion of such trademarks or logos does not imply or constitute any approval, endorsement or sponsorship of MIA 4.0 LLC by such owners.